This job board retrieves part of its jobs from: Toronto Jobs | Emplois Montréal | IT Jobs Canada

Find jobs in Las Vegas today

To post a job, login or create an account |  Post a Job

  Jobs in Las Vegas  

Bringing the best, highest paying job offers near you

previous arrow
next arrow

Mortgage Loan Underwriter 4 – Non-Conforming

Wells Fargo

This is a Full-time position in Las Vegas, NV posted April 8, 2021.

**Job Description**Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration.

To participate in some selection activities you will need to respond to an invitation.

The invitation can be sent by both email and text message.

In order to receive text message invitations, your profile must include a mobile phone number designated as ‘Personal Cell’ or ‘Cellular’ in the contact information of your application.At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do.

We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.Help us build a better Wells Fargo.

It all begins with outstanding talent.

It all begins with you.Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day.

Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed.

The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit.

The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it.

Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.Wells Fargo is looking to hire a Mortgage Loan Underwriter 4 in our Correspondent Home Lending Department.

This department manages the interest rate and operational risks associated with the origination, sale and servicing of mortgage loans, and provides liquidity for the mortgage assets originated by Wells Fargo.

If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines.

Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e.

Debt ratios, loan-to-value); examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant/technical resource on difficult problems and questions; handling escalated calls: providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies; delivering/facilitating of technical training to ensure organizational consistency.

Has exception authority.

May act as a team lead and provide performance feedback to less senior underwriters.

May act as backup in absence of Supervisor.IMPORTANT: Candidate must reside within a reasonable commute to one of the addresses listed in the posting but will have the option to work from home.**Required Qualifications**+ 5+ years of underwriting experience+ 3+ years of underwriting experience with mortgage, commercial credit, or a combination of both**Desired Qualifications**+ Basic Microsoft Office skills+ Strong analytical skills with high attention to detail and accuracy+ Excellent verbal, written, and interpersonal communication skills+ Ability to interact with all levels of an organization+ Mortgage industry experience+ Experience managing a pipeline of work from assignment to completion+ Customer service focus with the ability to listen to customer needs and recommend solutions+ 2+ years of experience with income analysis including exposure to reviewing self-employment, corporate, and partnerships tax returns**Other Desired Qualifications**+ 2+ years documented jumbo lending and/or portfolio experience+ Experience working with highly affluent clientele+ Current or previous lending exception authority**Job Expectations**+ This position requires compliance with all mortgage regulatory requirements and Wells Fargo’s compliance policies related to these requirements including acceptable background check investigation results.

Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.+ Ability to provide and work from a home office+ Ability to work additional hours as needed**Street Address****AZ-Chandler:** 2850 S Price Road
– Chandler, AZ**MN-Minneapolis:** 2701 Wells Fargo Way
– Minneapolis, MN**NV-Las Vegas:** 4425 Spring Mtn Rd
– Las Vegas, NV**IA-Des Moines:** 800 Walnut St
– Des Moines, IA**IL-Springfield:** 4800 W Wabash Ave
– Springfield, IL**Disclaimer**All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check.

Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.**Benefits Summary****Benefits**Visit for benefits information.**Company:** Wells Fargo**Req Number:** 5571026-4**Updated:** 2021-04-03 01:38:54.501 UTC**Location:** Las Vegas,NV